Zhejiang Yongjia Hengsheng Rural Bank Co., Ltd. was established on March 24, 2009, as the first rural bank in Yongjia County. It pioneered the large-scale entry of industrial capital into rural areas to support agriculture, rural areas, and farmers, thereby promoting the development of a formal rural financial market. The company operates with diligence and stability, thoroughly implementing the credit policy of "small-scale, liquid, decentralized, and localized" operations. It is committed to providing secure, fast, and efficient financial services to the agricultural, rural, and small and micro-enterprise sectors, fostering the prosperity and development of the local real economy.

The company's business scope includes: absorbing public deposits; issuing short-term, medium-term, and long-term loans; handling domestic settlements; processing acceptance and discounting of bills; engaging in interbank lending; acting as an agent for issuing, cashing, and underwriting government bonds; providing agency services for collections and payments; conducting other business activities approved by China’s banking regulatory authorities; and acting as an agent for corporate property insurance, household property insurance, motor vehicle insurance, accident insurance, life insurance, and health insurance.